The negligence of one driver in Texas can at times produce a multi-vehicle accident, defined as an accident involving three or more vehicles. These crashes might result from the inattention of one driver or multiple drivers at the same time. Because victims need to determine who was at fault to file an insurance claim, multi-vehicle crashes present extra challenges when determining fault.

Many multi-vehicle crashes arise from a string of rear-end collisions. The lead driver is not necessarily at fault, and any of the other vehicles in the crash might be the cause or even share in the fault for the wreck. The second vehicle might slam into the lead vehicle and then be hit from behind by a third vehicle. One or both of those vehicles might have failed to maintain safe distances between vehicles and therefore potentially face liability. The force of the collisions might even shove the lead vehicle into an intersection where it hits another vehicle.

To figure out fault in these types of collisions, a victim might collect eyewitness reports from bystanders, drivers and passengers. These accounts could establish a timeline for what happened when. If a police officer files an accident report, then that document might describe who violated traffic laws. Vehicle damage and skid marks could also provide clues about the series of events that occurred during a multi-vehicle accident.

Accident victims coping with serious injuries might feel unable to perform a thorough accident investigation. A personal injury attorney may take on this task and help an accident victim prepare a well-documented insurance claim. Legal representation might shield a person from the temptation of accepting a low settlement offer from an insurer eager to devalue a claim. In highly contested cases, an attorney may take the at-fault party to court.